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mortgage

Before beginning your search for Charlotte North Carolina area real estate, it is wise to first contact a bank or mortgage broker. This is an opportunity to shop for rates, to familiarize yourself with the various programs that may suit your needs, and to help you decide how much home you can afford.

If you are worried about your credit history or salary, that's normal. However, don't assume that you can't get financing. There are many, many programs out there to get you into a home and I'll certainly assist you to the best of my abilities. After all, it doesn't cost you anything to speak with a mortgage person. And trust me, renting somewhere and paying someone else's mortgage does not compare to the feeling and financial rewards of owning your own home.

Visitors, this is the FIRST step so go ahead and contact one of my trusted contacts below or contact someone of your choice including your bank. 

Below are two mortgage brokers that I trust, have experience with, and recommend that you consider:

Lance Johnson
Bank of Granite
Work:
704-975-3033

Email:
ljohnson@granitemortgageinc.com
www
.granitemortgageinc.com/ljohnson
 
  Richard Reynolds
Community Federal Mortgage

Work: 704-932-5363
Mobile: 704-699-4563
Email: richardcfm@ctc.net

I cannot guarantee 100% satisfaction for you but Lance and Richard have always been prompt, courteous, accurate, have provided good rates, a good selection of programs, and just all around good customer service.  They would be the first ones I'd call if I were searching for my own mortgage program.

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