June 2010

Found 4 blog entries for June 2010.

Here are some moving tips for making the move easier.

  1. Give your forwarding address to the post office, usually 2-4 weeks ahead of the move.
  2. Notify our charge cards, magazine subscriptions, and bank of the change of address.
  3. Develop a list of friends, relatives, and business colleagues who need to be notified of the move.
  4. Arrange to have utilities disconnected at your old home and connected at your new one.
  5. Cancel the newspaper.
  6. Check insurance coverage for moved items. Usually movers only cover what they pack.
  7. Clean out appliances and prepare them for moving, if applicable.
  8. Note the weight of the goods you'll have moved, since long-distance moves are usually billed according to weight. Watch for movers that use excessive padding
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Listing your home? A different way to look at home preparation and pricing...

If you're looking to sell your home then there must be a very good reason for your doing so. Whether it be needing more space, financial problems, being transferred to another city, whatever, I take your needs very seriously. Because of that, I can't stress enough how important correct pricing and staging are.

Whether you've sold a home in the past or are thinking about selling your home in the future, I suggest that we look at it, not from a seller's (you) perspective but from a buyer's.

Let's say that you are in the market to buy a used car...you know that you want a midsized family car (specifically a Honda Accord), used but not old, open to colors, etc. You hop

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Common Closing Costs for Buyers

The lender must disclose a good faith estimate of all settlement costs. A check to cover your closing costs will probably have to be a cashier's check. The title company or other entity conducting the closing will tell you the required amount for:

  • Downpayment.
  • Loan origination fees.
  • Points, or loan discount fees you pay to receive a lower interest rate.
  • Appraisal fee.
  • Credit report.
  • Private mortgage insurance premium.
  • Insurance escrow for homeowners insurance, if being paid as part of the mortgage.
  • Property tax escrow, if being paid as part of the mortgage. Lenders keep funds for taxes and insurance in escrow accounts as they are paid with the mortgage, then pay the insurance or taxes for you.
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  1. Find a real estate agent that's simpatico. Buying a home is not only a big financial commitment, but also an emotional one. It's critical that the agent you chose is both skilled and a good fit with your personality.
  2. Remember, there's no "right" time to buy, any more than there's a right time to sell. If you find a home now, don't try to second-guess the interest rates or the housing market by waiting. Changes don't usually occur fast enough to make that much difference in price, and a good home won't stay on the market long.
  3. Don't ask for too many opinions. It's natural to want reassurance for such a big decision, but too many ideas will make it much harder to make a decision.
  4. Accept that no house is ever perfect. Focus in on the things that
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