What to Know About Owning a Home With a Pool

Owning a Home With a Pool NC

Did you know there are over 10,000,000 swimming pools in the U.S.?

Pools are one of the most requested luxury items by homebuyers, and here in Charlotte, pools are hot. Of course, many of the area’s planned neighborhoods offer community pools to residents, and plenty of the city’s apartment, condo, and townhome complexes have pools.

Pools can be a wonderful thing! They’re great fun for kids and have a tendency to bring neighbors together. But before you jump to make an offer on a house with a pool in Charlotte (or anywhere!), there are a few things you should consider.

The Cost of a Home Pool

Home pools can be a liability. That’s not to say they’re not worth it, but they can be expensive in more ways than one. For example, most insurance companies recommend you up your liability coverage by as much as $200,000-$400,000 if you have a pool which can raise your premiums substantially. Property insurance should also cover your pool in case it’s damaged in a storm or other natural disaster.

It’s important to think about personal liability when it comes to a home pool; they’re statistically very dangerous. For example, if you plan to allow neighborhood kids and your children’s friends to swim in your pool, a personal umbrella liability policy might be worth the money. A lot of insurance companies actually require that you build a four-foot fence around the perimeter of your pool just to maintain coverage.

And remember, pools don’t maintain themselves. You’ve got to regularly service, clean, and treat your pool, even if it’s saltwater. The average cost for pool chemicals per month is nearly $90. Be sure that investment is worth it! Analysts say the average American pool owner actually spends over $1,000 an hour enjoying their pool because they use it so infrequently.

Can You Build a Pool?

Want to build your own pool? Before you buy a house with a backyard big enough for a pool or invest in one at your existing place, know the basics. The average cost to build an in-ground pool is over $21,000, and that doesn’t include maintenance. Here are the basic in-ground pool types.

Fiberglass Pools: Made by a manufacturer and come in one piece. Flexible and cost-effective.

Concrete Pools: The most sturdy but most costly to build. Can be customized to any shape or size.

Lap Pools/Spa Pools: Long and thin, usually made of concrete and take up minimal room.

Saltwater Pools: Expensive to build but maintenance is less costly and avoid excessive chemicals.

It’s also imperative that you know the restrictions! If you live in a neighborhood governed by an HOA, you may have to have your pool build approved, or you may not be allowed to build one at all. You might also find restrictions on the shape or size of your pool and directives on whether or not can be above-ground. There might be noise restrictions in your neighborhood that prevent you from using your pool whenever you want, too.

City Restrictions for Residential Pools

The city/county you live in probably has a pretty robust set of regulations regarding building pools, too. You can’t just dig a hole in the backyard and fill it with water. For example, Charlotte Mecklenburg requires you to build a fence around your pool with an alarm. There are also restrictions on things like drain covers, outlet systems, and even how wastewater from the pool is handled. It can be complicated!

In Charlotte, residential pools must:

  •        Receive a building permit and plumbing permit
  •        Submit an application to the Mecklenburg County Health Department
  •        Be surrounded by a fence at least 48” above grade and that raises no more than 2” off the ground
  •        Comply with the water circulation requirements of Section AG 106 of the NC Residential Code
  •        Be treated or drained at the end of the season to prevent unsanitary conditions from forming

Are you looking at houses with pools in Charlotte? We get it...pools are great! We've worked with a lot of pool-friendly buyers over the years so we've got experience navigating the complex issues these home features can present.

Here is an updated list of Charlotte homes with pools for sale in case you'd like to browse:

97 Properties
Page 1 of 9
Coming Soon on 05/24
125 Trent Pines Dr Mooresville, NC 28117
$699,000
Neighborhood: Woodleaf
3
Beds
3F11/2
Baths
2,953
Sq.Ft.
2017
Year Built
2
Days on Site
3861648
MLS
Beautiful custom home, loaded with high quality finishes from award winning builder on over 1 acre of land. Desirable convenient location tucked away off of Fernhill Road in Mooresville, NC. With...
$1,175,000
Neighborhood: The Peninsula
4
Beds
3F11/2
Baths
2,776
Sq.Ft.
2003
Year Built
2
Days on Site
3862121
MLS
Gorgeous custom golf course home, built by award winning designer/builder Simonini for his personal residence. Open floor plan - perfect for entertaining! Triple French doors lead to limestone...
Coming Soon on 06/03
8813 Branchside Ln Huntersville, NC 28078
$719,900
Neighborhood: Skybrook
5
Beds
3F11/2
Baths
3,031
Sq.Ft.
2011
Year Built
2
Days on Site
3861428
MLS
Welcome home to Skybrook. Coming up the road you can't help but notice how beautiful this home truly is. Starting with the immaculate landscaping offering mature trees and beautiful flowering shrubs....
Coming Soon on 05/30
3036 Slaney Ct Fort Mill, SC 29715
$1,560,000
Neighborhood: The Preserve At River Chase
4
Beds
3F21/2
Baths
4,031
Sq.Ft.
2015
Year Built
2
Days on Site
3862574
MLS
A true UNICORN - Prepare to be WOWED. Nestled in a residential community along the Catawba River in Fort Mill, you will find a home that sits on a cul-de-sac lot like no other in the area. Every...
Open 5/22
1612 Autumn Gold Ct Matthews, NC 28104
$700,000
Neighborhood: Lindenwood
5
Beds
2F11/2
Baths
3,097
Sq.Ft.
2002
Year Built
3
Days on Site
3861720
MLS
Welcome to your premium cul-de-sac homesite w/ extended driveway, beautiful landscaping & desirable arts & crafts style home w/ white hardboard, partial metal roof, gutter guards & covered porch...
Open 5/21
249 Cape August Place Belmont, NC 28012
$1,750,000
Neighborhood: Mclean - South Shore
6
Beds
4F11/2
Baths
5,255
Sq.Ft.
2018
Year Built
3
Days on Site
3861051
MLS
Waterfront living has never looked so good with this impressive open-floorplan home designed to make the most of the sensational outlook through the trees to the sparkling water beyond. There are 6...
$449,000
Neighborhood: Country Woods
4
Beds
2F11/2
Baths
2,139
Sq.Ft.
1993
Year Built
3
Days on Site
3859964
MLS
This terrific home in Indian Trail with gorgeous curb appeal and large yard help make this home special. An updated kitchen includes new quartz countertops, SS appliances, faucet and lighting. The...
Coming Soon on 05/21
1679 Buckland Ct Indian Land, SC 29707
$1,200,000
Neighborhood: Farrington
5
Beds
4F11/2
Baths
4,350
Sq.Ft.
2014
Year Built
4
Days on Site
3861584
MLS
This is the one that offers privacy, the feel of a country setting, in a gated neighborhood just 4.5 miles from Ballantyne! The backyard retreat is so inviting you'll never want to leave! Escape or...
Open 5/21
8402 Fairview Rd Charlotte, NC 28226
6
Beds
5F31/2
Baths
8,119
Sq.Ft.
2007
Year Built
4
Days on Site
3861450
MLS
Prepare to be amazed by this spectacular estate privately situated on over 2 acres in the heart of SouthPark. This custom-built unique home designed by well-known architect Harry Schrader has over...
$2,200,000
Neighborhood: Myers Park
4
Beds
4F11/2
Baths
3,902
Sq.Ft.
1953
Year Built
4
Days on Site
3861459
MLS
Don't miss this one-of-a-kind property in the heart of Myers Park! This artist's residence is a rare gem that provides a single-story sanctuary exuding timeless character and charm. Perfect for...
5
Beds
4
Baths
4,586
Sq.Ft.
2022
Year Built
4
Days on Site
3861699
MLS
Luxurious Custom Home To Be Built on a Waterfront Point Lot!! Fantastic Opportunity to Own this Gorgeous 4600 Sq Ft, 5 Bedroom, 3 Car Garage Perched on .80 Acre. Over 200 Feet on The Water With...
Open 5/21
1404 Roundstone Rd Sherrills Ford, NC 28673
3
Beds
3
Baths
3,182
Sq.Ft.
1950
Year Built
4
Days on Site
3861180
MLS
Award-Winning, custom home formerly-owned by Michael Waltrip of NASCAR fame. Completely recrafted in 2009 w/no expense spared! VRBO/ABNB POTENTIAL!! NO HOA! Magnificent vintage wood specially cut...
Based on information submitted to the MLS GRID as of May 19, 2022 7:30 AM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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