What to Know About Owning a Home With a Pool

Owning a Home With a Pool NC

Did you know there are over 10,000,000 swimming pools in the U.S.?

Pools are one of the most requested luxury items by homebuyers, and here in Charlotte, pools are hot. Of course, many of the area’s planned neighborhoods offer community pools to residents, and plenty of the city’s apartment, condo, and townhome complexes have pools.

Pools can be a wonderful thing! They’re great fun for kids and have a tendency to bring neighbors together. But before you jump to make an offer on a house with a pool in Charlotte (or anywhere!), there are a few things you should consider.

The Cost of a Home Pool

Home pools can be a liability. That’s not to say they’re not worth it, but they can be expensive in more ways than one. For example, most insurance companies recommend you up your liability coverage by as much as $200,000-$400,000 if you have a pool which can raise your premiums substantially. Property insurance should also cover your pool in case it’s damaged in a storm or other natural disaster.

It’s important to think about personal liability when it comes to a home pool; they’re statistically very dangerous. For example, if you plan to allow neighborhood kids and your children’s friends to swim in your pool, a personal umbrella liability policy might be worth the money. A lot of insurance companies actually require that you build a four-foot fence around the perimeter of your pool just to maintain coverage.

And remember, pools don’t maintain themselves. You’ve got to regularly service, clean, and treat your pool, even if it’s saltwater. The average cost for pool chemicals per month is nearly $90. Be sure that investment is worth it! Analysts say the average American pool owner actually spends over $1,000 an hour enjoying their pool because they use it so infrequently.

Can You Build a Pool?

Want to build your own pool? Before you buy a house with a backyard big enough for a pool or invest in one at your existing place, know the basics. The average cost to build an in-ground pool is over $21,000, and that doesn’t include maintenance. Here are the basic in-ground pool types.

Fiberglass Pools: Made by a manufacturer and come in one piece. Flexible and cost-effective.

Concrete Pools: The most sturdy but most costly to build. Can be customized to any shape or size.

Lap Pools/Spa Pools: Long and thin, usually made of concrete and take up minimal room.

Saltwater Pools: Expensive to build but maintenance is less costly and avoid excessive chemicals.

It’s also imperative that you know the restrictions! If you live in a neighborhood governed by an HOA, you may have to have your pool build approved, or you may not be allowed to build one at all. You might also find restrictions on the shape or size of your pool and directives on whether or not can be above-ground. There might be noise restrictions in your neighborhood that prevent you from using your pool whenever you want, too.

City Restrictions for Residential Pools

The city/county you live in probably has a pretty robust set of regulations regarding building pools, too. You can’t just dig a hole in the backyard and fill it with water. For example, Charlotte Mecklenburg requires you to build a fence around your pool with an alarm. There are also restrictions on things like drain covers, outlet systems, and even how wastewater from the pool is handled. It can be complicated!

In Charlotte, residential pools must:

  •        Receive a building permit and plumbing permit
  •        Submit an application to the Mecklenburg County Health Department
  •        Be surrounded by a fence at least 48” above grade and that raises no more than 2” off the ground
  •        Comply with the water circulation requirements of Section AG 106 of the NC Residential Code
  •        Be treated or drained at the end of the season to prevent unsanitary conditions from forming

Are you looking at houses with pools in Charlotte? We get it...pools are great! We've worked with a lot of pool-friendly buyers over the years so we've got experience navigating the complex issues these home features can present.

Here is an updated list of Charlotte homes with pools for sale in case you'd like to browse:

112 Properties
Page 1 of 10
Coming Soon on 11/12
3040 Patrick Place Circle Clover, SC 29710
$650,000
Subdivision: Patrick Place
4
Beds
3
Baths
2,457
Sq.Ft.
2007
Year Built
3
Days on Site
3798648
MLS
Amazing opportunity to own this custom all Brick home in Patrick Place with an incredible outdoor space featuring saltwater heated pool, outdoor shower, outdoor kitchen, fire pit, massive decking,...
Open 10/30
10808 Dobbs Ct Charlotte, NC 28277
$828,000
Subdivision: Ballantyne Country Club
4
Beds
3
Baths
3,595
Sq.Ft.
1997
Year Built
3
Days on Site
3797519
MLS
Lovely Full Brick, Traditional Home in a quiet cul de sac in BCC. Enter thru Custom Front Doors and find a Private Office (with see thru fireplace), Large DR & GR. Crown Moldings run thru both...
Open 10/30
18512 Square Sail Rd Cornelius, NC 28031
$1,250,000
Subdivision: The Peninsula
4
Beds
3F11/2
Baths
3,818
Sq.Ft.
1996
Year Built
3
Days on Site
3798945
MLS
Remarkably maintained Peninsula home with a backyard cultivated for entertaining. The recently updated Pebble Tec heated Swimming Pool and Hot Tub are surrounded by Trex decking and...
$575,000
Subdivision: Wellesley
5
Beds
4
Baths
3,602
Sq.Ft.
2014
Year Built
3
Days on Site
3799070
MLS
Built in 2014, this Mooresville two-story home offers granite countertops, and a two-car garage.
$525,000
Subdivision: Madison Park
3
Beds
1F11/2
Baths
1,919
Sq.Ft.
1957
Year Built
4
Days on Site
3797903
MLS
Wow! Backyard resort in Madison Park! One-level living at it's best. Live in the location that you love with the amenities that you've been craving. Gas-heated salt water pool with spa means you can...
Open 10/23
225 Thompson Ct Indian Trail, NC 28079
$425,000
Subdivision: Stoney Creek
4
Beds
2F11/2
Baths
2,350
Sq.Ft.
2001
Year Built
4
Days on Site
3797308
MLS
This inviting 2-story full brick home features: 4 BR and 2.5 BA, Primary bedroom suite on the main floor boasting beautiful crown molding, and a walk-in closet with custom built shelving. The primary...
$350,000
Subdivision: Wellsley Village
3
Beds
2
Baths
1,740
Sq.Ft.
1989
Year Built
4
Days on Site
3798455
MLS
Good solid home located in Wellsley Village. 3 bedroom, 2 bath master on lower level. Roof replace 5 years ago, heat unit 1 year old. Property has a lot of potential, being sold AS IS. Seller says we...
3
Beds
4F11/2
Baths
4,584
Sq.Ft.
2014
Year Built
4
Days on Site
3798001
MLS
Open concept home w/atten to detail. Smrt home-lutron keypads/wifi control; lutron auto blackout shades. GR has wall of wndws/doors across back/side for indr/outdr lvng area;2 sided fireplce on timer....
Open 10/23
123 Timberside Dr Davidson, NC 28036
$1,000,000
Subdivision: Anniston
5
Beds
4F11/2
Baths
5,593
Sq.Ft.
2014
Year Built
4
Days on Site
3798333
MLS
THIS IS IT! Custom, FULL BRICK HOME nestled on a quiet street in BEAUTIFUL Anniston in DAVIDSON! Hard to Find Walk-Out Basement. And yes!!! An Athletic SALT WATER POOL with barstools and...
Open 10/30
7829 Oak Haven Ln Stanley, NC 28164
$749,900
Subdivision: Treetops
5
Beds
4F11/2
Baths
4,116
Sq.Ft.
2008
Year Built
4
Days on Site
3798292
MLS
One of kind with all the bells and whistles in highly desirable TreeTops neighborhood! This amazing 5BR/4.5BH custom built home boasts HEATED in-ground saltwater pool,stone waterfall, outdoor...
Coming Soon on 11/03
1514 Perry St Gastonia, NC 28054
3
Beds
2F11/2
Baths
2,001
Sq.Ft.
1954
Year Built
4
Days on Site
3798703
MLS
Great location in the City. In Ground Pool, Hot Tub, Exterior Building used as an Office, A Shop to die for and a Beautifully Decorated Home! Showings to begin on November 3, 2021.
$979,900
Subdivision: Trillium
5
Beds
4F11/2
Baths
4,571
Sq.Ft.
2016
Year Built
5
Days on Site
3795096
MLS
Stunning 5 Bedroom 4.5 Bath Home in Sought After Trillium Neighborhood. This Home is Immaculate w/Too Many Upgrades To List! Double Door Entry, Library/Office w/Custom Cabinetry & Shelving, Elegant...
Based on information submitted to the MLS GRID as of October 24, 2021 9:00 PM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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