What to Know About Owning a Home With a Pool

Owning a Home With a Pool NC

Did you know there are over 10,000,000 swimming pools in the U.S.?

Pools are one of the most requested luxury items by homebuyers, and here in Charlotte, pools are hot. Of course, many of the area’s planned neighborhoods offer community pools to residents, and plenty of the city’s apartment, condo, and townhome complexes have pools.

Pools can be a wonderful thing! They’re great fun for kids and have a tendency to bring neighbors together. But before you jump to make an offer on a house with a pool in Charlotte (or anywhere!), there are a few things you should consider.

The Cost of a Home Pool

Home pools can be a liability. That’s not to say they’re not worth it, but they can be expensive in more ways than one. For example, most insurance companies recommend you up your liability coverage by as much as $200,000-$400,000 if you have a pool which can raise your premiums substantially. Property insurance should also cover your pool in case it’s damaged in a storm or other natural disaster.

It’s important to think about personal liability when it comes to a home pool; they’re statistically very dangerous. For example, if you plan to allow neighborhood kids and your children’s friends to swim in your pool, a personal umbrella liability policy might be worth the money. A lot of insurance companies actually require that you build a four-foot fence around the perimeter of your pool just to maintain coverage.

And remember, pools don’t maintain themselves. You’ve got to regularly service, clean, and treat your pool, even if it’s saltwater. The average cost for pool chemicals per month is nearly $90. Be sure that investment is worth it! Analysts say the average American pool owner actually spends over $1,000 an hour enjoying their pool because they use it so infrequently.

Can You Build a Pool?

Want to build your own pool? Before you buy a house with a backyard big enough for a pool or invest in one at your existing place, know the basics. The average cost to build an in-ground pool is over $21,000, and that doesn’t include maintenance. Here are the basic in-ground pool types.

Fiberglass Pools: Made by a manufacturer and come in one piece. Flexible and cost-effective.

Concrete Pools: The most sturdy but most costly to build. Can be customized to any shape or size.

Lap Pools/Spa Pools: Long and thin, usually made of concrete and take up minimal room.

Saltwater Pools: Expensive to build but maintenance is less costly and avoid excessive chemicals.

It’s also imperative that you know the restrictions! If you live in a neighborhood governed by an HOA, you may have to have your pool build approved, or you may not be allowed to build one at all. You might also find restrictions on the shape or size of your pool and directives on whether or not can be above-ground. There might be noise restrictions in your neighborhood that prevent you from using your pool whenever you want, too.

City Restrictions for Residential Pools

The city/county you live in probably has a pretty robust set of regulations regarding building pools, too. You can’t just dig a hole in the backyard and fill it with water. For example, Charlotte Mecklenburg requires you to build a fence around your pool with an alarm. There are also restrictions on things like drain covers, outlet systems, and even how wastewater from the pool is handled. It can be complicated!

In Charlotte, residential pools must:

  •        Receive a building permit and plumbing permit
  •        Submit an application to the Mecklenburg County Health Department
  •        Be surrounded by a fence at least 48” above grade and that raises no more than 2” off the ground
  •        Comply with the water circulation requirements of Section AG 106 of the NC Residential Code
  •        Be treated or drained at the end of the season to prevent unsanitary conditions from forming

Are you looking at houses with pools in Charlotte? We get it...pools are great! We've worked with a lot of pool-friendly buyers over the years so we've got experience navigating the complex issues these home features can present.

Here is an updated list of Charlotte homes with pools for sale in case you'd like to browse:

124 Properties
Page 1 of 11
$1,149,000
Subdivision: Westport
4
Beds
3
Baths
3,354
Sq.Ft.
1977
Year Built
2
Days on Site
3765394
MLS
Majestic Lake Norman views can be enjoyed from almost every room of this wonderful waterfront home. Lakefront living at its best is defined by the gorgeous pool, firepit, covered /uncovered decking...
$595,000
Subdivision: Lake Shore
4
Beds
2F11/2
Baths
3,277
Sq.Ft.
2003
Year Built
2
Days on Site
3765673
MLS
Welcome to Popular Lake Shore! Beautiful brick front home with a side load garage, on a corner lot. Nine ft. ceilings on both floors. Hardwood floors on main level except Great Room. Open floor...
Coming Soon
559 Stratfordshire Dr Matthews, NC 28105
$910,000
Subdivision: Stratfordshire
5
Beds
3F11/2
Baths
4,299
Sq.Ft.
1986
Year Built
2
Days on Site
3765893
MLS
Absolutely stunning full brick home on almost an acre w no HOA and highly sought after Providence schools.Guest suite on main with an additional 1/2 bath.Large kitchen with stainless appliances, flat...
$449,000
Subdivision: Hunters Pointe
5
Beds
2F11/2
Baths
3,108
Sq.Ft.
2000
Year Built
2
Days on Site
3765730
MLS
Gorgeous five-bedroom home in desirable Hunters Pointe w/ Master on main! The main level has a cathedral ceiling in the entry hall, hard wood floors in most rooms, built-ins & a fireplace in the...
$405,000
Subdivision: Catawba Heights
3
Beds
3
Baths
2,589
Sq.Ft.
1993
Year Built
2
Days on Site
3762332
MLS
SUMMER OASIS! Enjoy the summer in beautiful 33' pool with diving board(8ft deep at board). Sit on deck overlooking the pool or at bar on patio beneath! Start the grill, grab a drink and have a pool...
$335,000
Subdivision: Oak Valley
6
Beds
2
Baths
4,332
Sq.Ft.
1966
Year Built
2
Days on Site
3765664
MLS
Come and check unusual find great house for big family with 6 bedrooms 2 baths this wonderful split foyer house that is in need of an upgrade for your dream desire. The house is sold as is, the...
Coming Soon
12800 Landing Green Dr Charlotte, NC 28277
$569,900
Subdivision: Landen Glen
4
Beds
2F11/2
Baths
3,196
Sq.Ft.
1994
Year Built
2
Days on Site
3763845
MLS
Beautiful updated almost full brick home, located in the heart of Blakeney and Ballantyne areas of South Charlotte! Entry is two story that leads to a gorgeous kitchen with updated stainless steel...
Open 7/25
161 Crimson Orchard Dr Mooresville, NC 28115
$725,000
Subdivision: Cherry Grove
6
Beds
4F11/2
Baths
5,684
Sq.Ft.
2005
Year Built
2
Days on Site
3766080
MLS
Move in Ready home with a beautiful outdoor area and saltwater pool! Mooresville Grades School District. Tons of upgrades with an incredible open floorplan. Gourmet kichen with custom soft close...
$550,000
Subdivision: Williamsburg
3
Beds
2F11/2
Baths
2,169
Sq.Ft.
1991
Year Built
2
Days on Site
3765117
MLS
Outdoor living at its finest! Beautiful in ground pool complete with both an open air deck and screened deck which boasts skylights, gas fireplace, BOSE 151 speakers, and removable french doors....
Open 7/24
5816 Clubhouse Ct Mint Hill, NC 28227
$399,000
Subdivision: Farmwood
4
Beds
2F11/2
Baths
2,303
Sq.Ft.
1976
Year Built
2
Days on Site
3764467
MLS
Nestled in Mint Hill this split bedroom floorplan ranch will not last long! Enjoy your private backyard with a pool on .74 acres. everything has been done for you! Great room features vaulted ceiling...
Coming Soon
4696 Snow Dr Harrisburg, NC 28075
$819,000
Subdivision: Bradford Park
5
Beds
4
Baths
6,055
Sq.Ft.
1994
Year Built
2
Days on Site
3764870
MLS
WANT IT ALL? LOOK NO FURTHER THEN THIS SHOWSTOPPER IN PRESTIGIOUS BRADFORD PARK! VACATION RIGHT AT HOME IN THIS ELEGANT 6000+ SF HOME WITH GORGEOUS IN-GROUND POOL WITH EXPANSIVE PATIO ENTERTAINING...
Coming Soon
111 Chatham Rd Mooresville, NC 28117
$1,640,000
Subdivision: The Point
4
Beds
3F11/2
Baths
5,831
Sq.Ft.
2005
Year Built
2
Days on Site
3765249
MLS
Backyard sanctuary, 8th green views & 1.5 acre lot await you in The Point! Cov back porch w/FP overlooks sparkling saltwater heated spa pool/hot tub. Relax on patio w/grill station or head to nearby...
Based on information submitted to the MLS GRID as of July 24, 2021 3:15 AM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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