Homes with a Boat Slip on Lake Norman

Boat SlipOwning a home with a boat slip on Lake Norman is a dream come true for many people, offering a uniquely picturesque home that is ideal for both a primary residence and a vacation home. Whether you love to fish, take your boat out for a sunset cruise, or just enjoy the scenic views of the water from your home, waterfront property in Lake Norman with your own private boat slip just might be your dream home, and we can help you find it. 

Searching for a Lake Norman home with a boat slip? Take a look below to view all current homes for sale in Lake Norman with either a deeded or leased boat slip. If you're searching for a specific part of Lake Norman or price range, just click on "refine results" and then narrow down to your liking. Or, reach out to me and let me help you. There's nothing like being out on the lake on a beautiful day and having the convenience of walking out to your own slip is even sweeter. Let me know how I can help!  Start your search here for all homes for sale in Charlotte NC.

Lake Norman Homes w/Boat Slip June 24, 2024
Avg. DOM
Avg. $ / Sq.Ft.
Med. List Price
67 Properties
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Based on information submitted to the MLS GRID as of June 24, 2024 5:00 AM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Benefits of Owning a Home with a Boat Slip

If you're considering whether a home with a boat slip is the right fit, think about these benefits:

  • Community atmosphere: Lake Norman is home to multiple communities, each with its own character and amenities. Waterfront living fosters a close-knit community atmosphere, where neighbors can share a love for outdoor activities and lake-centric living.
  • Boating culture: Boating is a central aspect of life on Lake Norman. Residents with boat slips have the convenience of docking their boats at home, making spontaneous outings easily accessible. 
  • Scenic views: The natural beauty of Lake Norman provides residents with scenic views and a tranquil environment. Waking up to the shimmering waters, enjoying sunsets from the comfort of your home, and listening to the gentle lapping of the waves can create a serene and relaxing atmosphere.
  • Property value: Waterfront properties, especially those with boat slips, often sustain higher property values. The exclusivity of waterfront living and the demand for such homes is likely to contribute to appreciation over time.
  • Active lifestyle: Beyond boating, Lake Norman offers a plethora of recreational opportunities, including swimming, kayaking, paddleboarding, and lakeside picnics. The lake's vast expanse allows residents to explore different coves and islands, enhancing the overall recreational experience.

Homeowners' Insurance with a Boat Slip

Owning a boat slip can impact homeowners insurance, and it's essential for buyers to understand the potential implications. A home with a boat slip may carry higher liability risks due to the proximity to water and insurance providers may factor in this increased risk when determining premiums.

Water-related risks, such as damage to docks, boat lifts, or watercraft, may necessitate specialized coverage. You may also need to add specific endorsements or riders to their insurance policies to cover water-related assets adequately. These endorsements could include coverage for boats, personal watercraft, and other waterfront features. 

Homes near Lake Norman may be subject to flood risks, too. While standard homeowners insurance typically doesn't cover flood damage, homeowners may need to purchase separate flood insurance to protect against this specific risk. We recommend discussing these considerations with your insurance provider before you buy a home on Lake Norma to ensure you have comprehensive protection and understand what the expenses might be.

Boat Slip Maintenance

Whether you live in the home full time or not, you will want to be aware of the typical boat slip maintenance that is required so you can plan ahead. Docks and boat slips require regular maintenance to ensure structural integrity and safety. This usually involves inspections, repairs, and preventative measures to address wear and tear caused by exposure to water and weather conditions.

Lakefront properties may experience erosion over time. Implementing erosion control measures, such as riprap or retaining walls, can help preserve the shoreline and protect the property. Landscaping near the water may require specialized attention. Native plantings, erosion-resistant vegetation, and proper grading can help maintain a healthy and visually appealing waterfront landscape.

As you consider a waterfront property, we can help you work with a home inspector who understands the concerns of this unique location so you find a home you are confident and comfortable buying. 

Resale Value of a Home with a Boat Slip

Buying a home with a boat slip is a smart investment. The supply of these homes on Lake Norman is inherently limited, and as the area grows the appeal (and value) of waterfront homes only increases. While not every buyer looking for waterfront property wants a boat slip, many will consider this to be a winning feature or at least a benefit. 

Keeping resale value in mind is always wise when you are house hunting, and we can help you identify homes on Lake Norman with boat slips that are a smart choice for you now, and for your future self as a seller. 

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